We only do business in Texas. Natural disasters and other catastrophes which occur in other portions of the United States have no affect on the determination of our rates. You receive the small town personal service you expect from friends and neighbors. Best of all, Texas Pioneer Farm Mutual is guided by you - the policy holder.

Insured Perils

Subject to the provisions in the policy and any endorsements that might be attached

  • Fire and Lightning
  • Windstorm, Hurricane and Hail
  • Damage caused by Aircraft and Vehicles
  • Building Collapse
  • Explosion
  • Riot and Civil Commotion
  • Smoke Damage
  • Theft
  • Vandalism and Malicious Mischief
  • Sudden and Accidental Discharge of Water
  • Freezing
  • Falling Objects
  • Accidental Glass Breakage
  • Other coverage available by endorsement

Insurable Property

Subject to underwriting guidelines

  • Owner Occupied Dwelling
  • Furniture and Household Goods
  • Outbuildings and Barns
  • Duplex, Tri-plex and Four-plex Units
  • Rental Property
  • Churches
  • Community Halls - Lodge Halls
  • Weekend Homes
  • Lake Homes
  • Trailers used for Farming
  • Vacant Dwellings
  • Farm Implements - Farm Tractors
  • Non-Profit Organization Buildings